Bond Program Highlights

1. This insurance program includes coverage against acts of larceny, embezzlement, fraudulent failure to make accounting or overcharge. This is not a malpractice insurance program.

2. The program covers properly registered cases for 36 months, from the date of forwarding. Forwarding notification must be sent to The Wright-Holmes Law List within 35 days from the date of employment of attorney or firm of attorneys. The bond notification form shall include the attorney's name, city, and state, amount involved, the name of the creditor and debtor, and the date of sending.

3. This program covers listees and claims in all 50 states and Canada, but does not provide coverage on foreign attorneys or foreign claims, including Puerto Rico, Guam, and the Virgin Islands.

4. The publisher nor the surety shall be liable for any loss through any attorney or firm of attorneys whose names were not listed in The Wright-Holmes Law List at the time of employment. It is incumbent upon the forwarder to consult the latest edition and supplement to The Wright-Holmes Law List.

5. Recovery under the terms of this Bonding Program shall be the net sum the forwarder would have received had the remittance been made in due course by the attorney or firm of attorneys after deduction of costs, expenses, fees and commissions. However, the forwarder is entitled to normal commissions after net attorney remittance.

6. Advanced court costs are specifically excluded by the insurance carrier.

7. The Wright-Holmes Law List and the surety assume no liability for overcharge in connection with suit and/or legal fees unless the amount has been specified in advance and agreed to by the forwarder and the receiving attorney in writing.

8. The forwarder, on becoming aware of any act or acts which may be the basis of a claim under this Bonding Program, shall notify The Wright-Holmes Law List immediately, and in any event within 60 days thereafter.

9. If there is a discrepancy on a remittance by a listed attorney, it is incumbent upon the forwarder to submit to The Wright-Holmes Law List for adjustment the attorney's check and any other pertinent information on the case. Under no circumstances should the original check be returned to the attorney for adjustment.

10. The Bonding Program underwritten by Chubb Insurance is made available through the members of the Association of Law List Publishers. Each publisher shares the common aggregate coverage of $1,000,000. In addition, each list is responsible for a $25,000.00 deductible.