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Summary of Collection Laws - Statute of Limitations

STATE

OPEN ACCOUNTS
NO. OF YEARS

CONTRACTS IN WRITING
NO. OF YEARS

DOMESTIC JUDGMENTS
NO. OF YEARS

FOREIGN JUDGMENTS
NO. OF YEARS

ALABAMA
3
6
20
20
ALASKA
6
6
10
10
ARIZONA
3
6
5 (Additional 5 on request)
4 or period in
foreign state, if less
ARKANSAS
3
5
10 (renewable)
10 (renewable)
CALIFORNIA
4
4
10
10
COLORADO
6
6
6
6
CONNECTICUT
6
6
20
No provision
DELAWARE
3
6
No provision
No provision
DISTRICT OF COLUMBIA
3
3
12
Foreign statute applies
FLORIDA
4
5
20
5
GEORGIA
4
6
7
5
HAWAII
6
6
10
4
IDAHO
4
5
6 (renewable)
6 (renewable)
ILLINOIS
5
10
7
Foreign statute applies
INDIANA
6
10 money
10 (renewable)
10 (renewable)
IOWA
5
10
20
20
KANSAS
3
5
5 (renewable)
5 (renewable)
KENTUCKY
5
15
15
15
LOUISIANA
3
10
10
10
MAINE
6
6
20
20
MARYLAND
3
3
12
12
MASSACHUSETTS
6
6
20
20
MICHIGAN
6
6
10 (renewable)
10
MINNESOTA
6
6
10
10
MISSISSIPPI
3
6
7
7 (3 if MS resident)
MISSOURI
5
10
10
10
MONTANA
5
8
10
10
NEBRASKA
4
5
5 (renewable)
5
NEVADA
4
6
6
6
NEW HAMPSHIRE
6
6
20
20
NEW JERSEY
6
6
20
20 (or period in foreign state if less)
NEW MEXICO
4
6
7 (renewable)
7
NEW YORK
6
6
10 (renewable)
10 (renewable)
NORTH CAROLINA
3
3
10
10
NORTH DAKOTA
6
6
10 (renewable)
10 (renewable)
OHIO
6
15
21
15
OKLAHOMA
3 (Court option 5)
5
5 (renewable)
3
OREGON
6
6
10
10
PENNSYLVANIA
6
6
No provision
No provision
RHODE ISLAND
6
6
20
20
SOUTH CAROLINA
6
6
10
10
SOUTH DAKOTA
6
6
20
10
TENNESSEE
6
6
10
10
TEXAS
4
4
10
10
UTAH
4
6
8
8
VERMONT
6
6
8
8
VIRGINIA
3
5
20
10
WASHINGTON
3
6
10
10
WEST VIRGINIA
5
10
10
10
WISCONSIN
6
6
20
10 (or foreign if less)
WYOMING
8
10
5
5
PUERTO RICO
15
No provision
15
15
 
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